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Do Children or Finances Ease IADL Challenges for Seniors?

December 27, 2025
in Medicine
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Recent research conducted by a team of scholars led by Mangunsong et al. has yielded fascinating insights into the interplay between living conditions, financial stability, and the well-being of older adults, specifically in the context of Indonesia. Utilizing a rich dataset from the longitudinal Indonesian Family Life Survey, this study sheds light on how various factors may influence the quality of life among the elderly, particularly those who experience limitations in Instrumental Activities of Daily Living (IADL). The findings are crucial for policymakers and caregivers who seek to improve the life conditions of older adults in Indonesia and similar contexts.

A significant aspect of the study draws attention to the relationship between living arrangements and emotional well-being among older adults. Many older individuals often face the challenge of living alone, which has been linked with increased feelings of isolation and decreased mental health. The researchers delve into whether cohabiting with children can offer a buffer against these emotional challenges. Their research suggests that the presence of family members may indeed serve to enhance the emotional support available to older adults, which could, in turn, mitigate some of the negative impacts often associated with IADL limitations.

Furthermore, the study does not shy away from addressing the economic dimensions that can affect older adults’ quality of life. Financial adequacy is posited as another critical factor potentially offsetting the adversities linked with IADL limitations. With a growing population of elderly individuals who may not have sufficient financial resources to support themselves, understanding the mechanics of financial stability becomes increasingly essential. This research provides nuanced evidence that suggests older adults with better financial resources are more capable of sustaining their well-being despite limitations imposed by declining physical abilities.

Additionally, the researchers engaged in a thorough examination of how IADL limitations can exacerbate feelings of inadequacy among older adults. IADLs are crucial for maintaining a level of independence, allowing individuals to perform essential tasks such as managing finances, transportation, and medication management. This study emphasizes that the inability to perform these activities can lead to significant declines in self-esteem and life satisfaction. The anxiety stemming from such limitations can be particularly worrisome, as it may lead to withdrawal from social activities, further compounding feelings of loneliness and depression.

Equally noteworthy is the study’s focus on the longitudinal nature of the data, which offers a unique opportunity to observe changes over time. By analyzing trends in well-being and the influences of living arrangements and financial condition over an extended period, the researchers can draw more confident conclusions about causality and correlation. The implications of this longitudinal study are profound as they emphasize the need for continuous support systems that can adapt to the changing needs of older adults.

One of the standout findings from this research is the interplay between social and financial factors. While living with children certainly provides emotional comfort, the study illuminates how that comfort is amplified in the presence of sufficient financial means. It raises important questions about the role of economic well-being in fostering supportive living environments for older adults. The comprehensive analysis underscores that while social support systems are invaluable, they must be complemented by robust financial resources to ensure that older adults can thrive.

Moreover, the researchers have highlighted significant demographic trends in their findings. With an aging population, particularly in countries like Indonesia where family structures are evolving, the need for informed, effective policies to foster elder care is more pressing than ever. This research serves as a clarion call for stakeholders to rethink traditional care models and consider innovative, holistic approaches that address both emotional and financial needs.

The findings have broad implications for public health strategies aimed at improving geriatric care. Given the eventualities that many families face as their patriarchs and matriarchs age, there is an undeniable imperative for communities to bolster resources aimed at older individuals. This could encompass everything from financial literacy programs aimed at older adults to developing community networks that encourage the engagement of younger family members in the caretaking process.

In summary, the study by Mangunsong et al. contributes to an expanding body of literature that seeks to uncover the determinants of well-being among older adults. Its findings are not just applicable to Indonesia but resonate globally, given the universal nature of aging. By addressing the intricate relationships between living conditions, financial adequacy, and emotional well-being, the research offers a framework for understanding how societies can better support their aging populations. It emphasizes that holistic care requires an understanding of both social support networks and economic realities, leading to a more integrated approach to elder care.

As we look towards the future, it becomes clear that navigating the complexities of aging demands a resolute commitment from policymakers, caregivers, and communities alike. The standalone relevance of this research is monumental, paving the way for future studies that might explore the intersectionality of aging, financial health, and emotional resilience in greater depth.

Subject of Research: The impact of living arrangements and financial adequacy on the well-being of older adults with IADL limitations.

Article Title: Does living with children or financial adequacy mitigate the impact of IADL limitations on older adults’ well-being? Findings from the longitudinal Indonesian Family Life Survey.

Article References:
Mangunsong, F., Jirapramukpitak, T., Punpuing, S. et al. Does living with children or financial adequacy mitigate the impact of IADL limitations on older adults’ well-being? Findings from the longitudinal Indonesian Family Life Survey.
BMC Geriatr (2025). https://doi.org/10.1186/s12877-025-06634-w

Image Credits: AI Generated

DOI: 10.1186/s12877-025-06634-w

Keywords: Older adults, well-being, IADL limitations, living arrangements, financial adequacy, longitudinal study, emotional support, Indonesia.

Tags: caregiving for seniors in Indonesiacohabitation effects on seniorsemotional well-being of older adultsfamily support in elderly carefinancial stability and agingIADL challenges for seniorsIndonesian Family Life Survey insightsliving arrangements and elderly careloneliness and mental health in elderlypolicymakers and aging populationsquality of life for older adultsresearch on aging and living conditions
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